Commercial mortgage calculator
Work out the monthly cost of a commercial mortgage in seconds, whether repayment or interest-only. Free, no sign-up, nothing stored.
How the sums work
On capital repayment, each monthly payment covers that month's interest plus a slice of the loan itself, so by the end of the term the debt is fully cleared. On interest only, the monthly payment covers just the interest, so it's lower, but the full loan is still owed at the end of the term and you'll need a credible plan to repay it, such as selling the property or refinancing.
These figures are indicative and exclude arrangement fees, valuation and legal costs, which on commercial deals can be significant. Our guide to deposits, fees and the real cost explains what to budget for. The rate you're actually offered depends on the property, your business or rental income, and the lender's view of risk.
Want to see real products at your numbers?
This page tells you what a rate costs. Our product-sourcing tool goes further: it checks your figures against hundreds of live products from specialist UK commercial lenders and shows you what's likely available, still free, still no personal details.